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Tree Trimming For Insurance Compliance
Tree Trimming for Clearance: Meeting Insurance Requirements
As a homeowner, maintaining the trees on your property isn’t just about aesthetics—it’s also a matter of safety and compliance with your homeowner’s insurance policy. Many insurance companies require trees to be properly trimmed to reduce the risk of damage to homes, vehicles, and utility lines. Failure to meet these requirements could result in higher premiums, policy cancellations, or even denied claims in the event of damage.
At New Vista Tree Service, we specialize in professional tree trimming services that meet both industry best practices and International Society of Arboriculture (ISA) standards to keep your property safe and insurance-compliant.
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What are The Tree Trimming Clearance Requirements from Homeowner’s Insurance?While specific guidelines vary by insurer, some typical tree clearance requirements include: Branches should be at least 5-10 feet away from the roofline Tree limbs must not touch or interfere with power lines Clearance around chimneys should be at least 10 feet to prevent fire hazards Trunks should be a safe distance from foundations (often at least 15 feet) to prevent root damage Dead or hazardous limbs must be removed to mitigate potential risks If an insurance inspector finds that your trees are not compliant, they may require trimming as a condition of policy renewal. The requirements may vary based on the various insurance providers and specific facts and circumstances.
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How Does NewVista Tree Service Ensure Tree Trimming Compliance?At NewVista Tree Service, we take a proactive approach to tree clearance by: ✅ Following ISA Standards – Our certified arborists ensure all pruning techniques align with ISA best practices, promoting healthy growth while maintaining clearance. ✅ Customized Assessments – We evaluate your trees and provide expert recommendations based on your insurance policy’s specific requirements. ✅ Safe & Professional Trimming – Our team is equipped with the right tools and experience to trim trees efficiently while preserving their health. ✅ Proper Waste Disposal – We remove all trimmed branches and debris, leaving your property clean and hazard-free.
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Why Homeowners Insurance Requires Tree Trimming Clearance?Insurance companies often mandate tree trimming to prevent potential hazards. Some common reasons include: Preventing Storm Damage – Overgrown branches can fall during storms, causing roof damage, broken windows, or structural harm. Reducing Liability Risks – If a tree on your property falls and damages a neighbor’s home or injures someone, you could be held financially responsible. Protecting Utility Lines – Trees interfering with power lines increase the risk of electrical fires and service disruptions. Minimizing Pest and Mold Issues – Branches too close to a structure can encourage mold growth and allow pests such as rodents or termites to enter your home.
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